Frequently Asked Questions

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Nafiz Team at Savvy Finance helps Australian individuals and business owners find suitable finance solutions. We assess your situation, compare multiple lenders across Australia, and guide you through the application process from start to finish. 

No. In most cases we do not charge upfront fees for our service. We are typically paid by the lender once your finance is settled. If any fees apply, we will clearly explain them before you proceed.

 We assist with a range of finance solutions including:

• Business loans
• Equipment finance
• Vehicle and asset finance
• Working capital funding
• Commercial property finance
• Refinancing and debt consolidation

 Yes. Having a low credit score does not automatically mean you cannot obtain finance. We work with multiple lenders, including specialist lenders, and we will review options that suit your situation and repayment capacity. 

 Approval time depends on the lender and the type of loan. Some applications can receive conditional approval within 24 to 72 hours, while more complex applications may take longer. We keep you updated throughout the process. 

 Requirements vary, but commonly requested documents include:

• Identification
• Bank statements
• Business financials (for business loans)
• BAS statements
• Proof of income

Our team will tell you exactly what is needed and help you prepare the documents.

We aim to minimise unnecessary credit enquiries. We first review your situation and discuss suitable options before submitting an application to a lender. 

 Yes. We compare lenders across Australia, including banks and non-bank lenders, to help find finance options suited to your needs and cash flow position. 

 We regularly assist self-employed clients, startups, and growing businesses. Even if you have limited trading history, there may still be suitable funding options available. 

 Applying directly often means you only see one lender’s criteria. We save you time by comparing multiple lenders, explaining your options clearly, and helping structure your application to improve your chances of approval. 

 Yes. We treat your personal and financial information with strict confidentiality and only share it with lenders involved in your application. 

 Simply contact our team or book a consultation. We will discuss your needs, review your situation, and guide you through the next steps. 

 Speak with Nafiz Team at Savvy Finance today and discover suitable finance options for your situation. Book a consultation and let us help make business finance easier to understand.